Saturday, September 27, 2008

Credit Crunch Wisdom

Just surfacing briefly from an enormous pile of nappies, wet wipes and tiny garments to draw your attention to some wise words uttered (or rather typed) earlier by my lovely cousin The Bureauista.

If you're looking for a job at the moment, or if you're suspicious about your employer's long-term prospects, take heed:

'The experience of watching a business disintegrate has taught me quite a few things. If I ever go for another job interview, it won't be the training opportunities and the staff canteen arrangements I'll be asking about; I'll be requesting to see the balance sheets and to have a long chat with the company accountant. I'll be asking exactly how much guaranteed business is coming in in the next six months, what contingencies are in place in case a client drops out of the picture, whether there are savings to cover salary payments in the event of an emergency: all things I would never have considered it necessary to ask before.'

All these things are essential questions to ask at interview, or at your annual appraisal, or you may come to regret it very soon...

Read the Bureauista's complete post here.

13 comments:

USpace said...

.
It’s a shame politicians forced banks starting back in the 80s to give home mortgages to poor people who weren’t credit worthy enough. Then, they just started lending mortgages way beyond many people's credit abilities. That’s where all this mess started. And also that they didn’t regulate Fannie Mae and Freddie Mac like they do other banks.

Alan Greenspan should be exposed for the problems he helped cause by allowing credit quality to be ignored.
Scary, will sanity ever prevail?
.
if money were free
it would have no value
- extreme inflation

.
ignore credit scores
give everyone homes
- like musical chairs

to deny a mortgage
must be due to racism

.
absurd thought -
God of the Universe says
forgive all debts

settle all accounts
no one owes anything

.
absurd thought -
God of the Universe says
make housing costs look cheap

go paint a rosy picture
just get people to sign up

.
All real freedom starts with freedom of speech. Without freedom of speech there can be no real freedom.
.
Philosophy of Liberty Cartoon
.
Help Halt Terrorism Today!
.
USpace

:)
.

Dave said...

As long as they keep paying my pension, I'm happy.

*Saunters away, looking smug*

patroclus said...

USpace: Yes, well done, we could all copy and paste the same comment into every blog that mentions the credit crunch if we wanted to. And if we had a lot of spare time.

Dave: That's the spirit.

The Bureauista said...

'Pension'? What is this 'pension' of which you speak?

Dave said...

For 28 days now, I have been a pensioner. It is a wonderful life.

james henry said...

*mugs Dave*

The Bureauista said...

*gives James an ASBO*

Dave said...

A pensioner, I should add, who retired early, so is still young and supple. And has a light sabre.

*Chops James in half*

james henry said...

Ooh bugger, I thought it was a light fitting.

*does that slowly sliding in half thing*

Jayne said...

Wow, there's more action on here than on TV at the moment

*eats popcorn, waits for Patroclus to avenge James*

rivergirlie said...

i'm due to negotiate another contract any day now - great timing, huh?

Boz said...

This is frighteningly wise..

Boz said...

Oh oh oh Blue Kitten could be all Princess Leia-ish.

*munches popcorn*

(is it wrong to talk about people's actual children like this??)